Coastal Economic Transformation in Malang through Fintech Innovation: Digital Strategies for Fishermen’s Community Independence and Food Security

Durratun  Nashihah; Firnanda Al-Islama Achyunda  Putra; Anandhayu Mahatma  Ratri; Saskia Dicha  Prisilia; Risa Lidia Putri  Wijayani

doi:10.59025/f5ezc403

Authors

Durratun Nashihah Departement of Public Administration, Faculty of Social and Political Sciences University of Merdeka Malang
Firnanda Al-Islama Achyunda Putra Departement of Information Technology, Faculty of Information Technology University of Merdeka Malang
Anandhayu Mahatma Ratri Departement of Business Administration, Faculty of Social and Political Science University of Merdeka Malang
Saskia Dicha Prisilia Departement of Public Administration, Faculty of Social and Political Sciences,University of Merdeka Malang
Risa Lidia Putri Wijayani Departement of Public Administration, Faculty of Social and Political Sciences,University of Merdeka Malang

DOI:

https://doi.org/10.59025/f5ezc403

Keywords:

Coastal Economy, Fintech, Financial Literacy, Independence, Food Security.

Abstract

The transformation of financial technology (fintech) innovation in strengthening economic independence and food security among coastal communities in Malang Regency. The research employed a qualitative descriptive method with a participatory approach (PAR) through stages of socialization, training, implementation of the Saku Laut application, mentoring, and evaluation. The results show that fintech improves transaction efficiency, financial literacy, and digital market access. Most fishermen have used Saku Laut for financial recording and product marketing. Collaboration among academics, village governments, and local communities is key to realizing an inclusive and sustainable transformation of coastal economies.

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